1. The service
AMLReady Academy is a self-directed practice test for individuals preparing for the CAMS® certification exam, offered by AMLReady Academy. The service lets you take a full-length, timed practice test for free and, optionally, purchase a detailed diagnostic report of your results.
The service is a study aid only. It is not the CAMS® exam, is not a substitute for it, and does not register you for or grant any certification.
2. Account requirements
- You must be at least 18 years old to use the service.
- You must provide an accurate email address and keep your account credentials secure. You are responsible for activity that occurs under your account.
- Each account is for a single individual. Accounts may not be shared, sold, or transferred.
3. Acceptable use
You agree that you will not:
- Scrape, crawl, harvest, copy, or systematically download the practice questions, answers, explanations, or any other content from the service.
- Share, resell, sublicense, publish, or otherwise redistribute the questions or content, in whole or in part, in any medium.
- Share your account or your login with anyone else.
- Attempt to gain unauthorized access to the service, interfere with its operation, probe for vulnerabilities, or circumvent any security or access control (including the paywall on the diagnostic report).
- Use the service in any way that violates applicable law or these Terms.
We may suspend or terminate accounts that violate these rules, and may pursue any remedies available to us.
4. Intellectual property
The practice questions, explanations, diagnostic reports, software, design, and all other content on the service are the property of AMLReady Academy or its licensors and are protected by intellectual-property laws. The questions are original works authored by us.
We grant you a limited, personal, non-exclusive, non-transferable, revocable license to access and use the service for your own exam preparation. You may not redistribute the content or use it for any commercial purpose. All rights not expressly granted are reserved.
5. Trademarks
CAMS® is a registered trademark of the Association of Certified Anti-Money Laundering Specialists ("ACAMS®"). AMLReady Academy is not affiliated with, endorsed by, or sponsored by ACAMS®. All practice questions are original works written from public ACAMS exam objectives and publicly available AML/CFT regulations.
The certification names referenced on this site are the property of their respective certifying bodies: CAMS® and CGSS® are registered trademarks of ACAMS®; CFE® is a registered trademark of the ACFE; CIPP/US® and CIPP/E® are registered trademarks of the IAPP; CRCM® is a registered trademark of the ABA; and CFCS® is a registered trademark of the ACFCS. AMLReady Academy is an independent study provider and is not affiliated with, endorsed by, or sponsored by any of these organizations.
Any use of these names on this site refers only to the examination the relevant study material helps you prepare for, and is used solely for descriptive, nominative purposes.
6. Payment and refunds
Practice questions are free to start. Paid products — including the Full Bank ($79) and the Course + Bank bundle ($129) — are processed securely by Stripe. Prices are shown in U.S. dollars before you pay.
14-day refund on Full Bank purchases. If you buy a Full Bank (or the Course + Bank bundle) and it isn't right for you, email support@amlreadyacademy.com within 14 days of purchase for a full, no-questions-asked refund.
The legacy one-time diagnostic-report unlock ($50) is delivered immediately on payment and is non-refundable once unlocked, except as described in our Refund Policy, which is incorporated into these Terms.
7. No warranty / no pass guarantee
The service is provided “as is” and “as available,” without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
AMLReady Academy is a study tool, not a guarantee of any result. Taking or passing this practice test does not guarantee that you will pass the actual CAMS® exam, and we make no representations about your exam outcome.
8. Limitation of liability
To the maximum extent permitted by law, AMLReady Academy and its owners will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or related to your use of the service.
In all cases, our total aggregate liability to you for any claim arising out of or relating to the service or these Terms is limited to the amount you actually paid us in the twelve months before the claim — and in no event more than $50 (USD). Some jurisdictions do not allow certain limitations, so some of the above may not apply to you.
9. Termination
You may stop using the service and request deletion of your account at any time. We may suspend or terminate your access if you violate these Terms, misuse the service, or where we are required to do so by law. Sections that by their nature should survive termination (including intellectual property, disclaimers, limitation of liability, and governing law) will survive.
10. Governing law
These Terms are governed by the laws of the State of California, without regard to its conflict-of-laws rules. You agree that the state and federal courts located in San Diego County, California will have exclusive jurisdiction over any dispute arising out of or relating to these Terms or the service, and you consent to venue there.
11. Changes to these Terms
We may update these Terms from time to time. When we make material changes, we will update the effective date at the top of this page. Your continued use of the service after an update constitutes acceptance of the revised Terms.
Last updated: June 26, 2026.
12. Contact & company information
Questions about these Terms? Email us at support@amlreadyacademy.com.
The service is operated by:
- AMLREADY LLC (doing business as AMLReady Academy)
- 4844 Voltaire Street, San Diego, CA 92107
- California limited liability company · LLC No. B20260289294
- EIN: 42-3310598