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CRCM study lessons

Certified Regulatory Compliance Manager — 25 free, citation-backed lessons covering every exam domain. Read on any device, no login.

Start with Lesson 01 →
  1. 01Welcome to CRCM Prep: How the Exam Is BuiltStart here. Learn exactly how the CRCM exam is structured, 200 questions, four hours, scaled 200-800 with 500 to pass, and the three domains that drive your score. You'll leave with a clear study plan and the learn-test-review loop that makes preparation stick.5 min read
  2. 02The Compliance Manager's Job and How CRCM Tests ItThe CRCM tests judgment, not trivia. Understand what a regulatory compliance manager actually does, why the exam favors scenario questions, and which federal agency owns which rule, context that quietly decides exam answers.5 min read
  3. 03Reg E and the Electronic Fund Transfer ActMaster the error-resolution timeline, unauthorized-transfer liability tiers, and overdraft opt-in that the exam tests relentlessly. We anchor every rule in Regulation E (12 CFR 1005), including prepaid and remittance protections.4 min read
  4. 04Reg DD and the Truth in Savings ActLearn how deposit disclosures work, the APY concept, account-opening and periodic statements, and the advertising traps the exam loves. Reg DD (12 CFR 1030) is high-yield and quick to master.5 min read
  5. 05Reg B, ECOA, and Fair Lending FoundationsFair lending is heavily weighted. Lock in ECOA's prohibited bases, the disparate-treatment versus disparate-impact distinction, and the adverse-action notice timing under Regulation B (12 CFR 1002).5 min read
  6. 06Flood Insurance: FDPA and the Interagency Q&AFlood rules are bright-line and examiner-favorite. Drill the three-part mandatory-insurance test, the lesser-of-three coverage formula, and the 45-day force-placement window, easy points if you know them cold.5 min read
  7. 07Reg Z / TILA, Part 1: Open-End and Credit CardsTruth in Lending is the largest body of credit law on the exam. This first part covers finance charge and APR, open-end disclosures, and the CARD Act protections the exam tests directly (12 CFR 1026).5 min read
  8. 08Reg Z / TILA, Part 2: Closed-End and MortgagesThe densest, highest-yield material: TRID's two three-day rules, Ability-to-Repay and Qualified Mortgages, the right of rescission, and HOEPA high-cost versus higher-priced loans. Master this and you bank serious points.5 min read
  9. 09HMDA and Reg CUnderstand what mortgage data banks must collect and report on the Loan Application Register, who's covered, and how HMDA fuels fair-lending and CRA analysis under Regulation C (12 CFR 1003).5 min read
  10. 10CRA and Reg BBLearn how the Community Reinvestment Act works: assessment areas, the lending/investment/service tests, the four public ratings, and why CRA performance shapes a bank's ability to grow.5 min read
  11. 11UDAP and UDAAPThese standards sweep across every product. Master the unfair, deceptive, and abusive tests, the difference between UDAP and UDAAP, and how to spot a violation hiding in any fact pattern.5 min read
  12. 12BSA: The Five PillarsBuild the Bank Secrecy Act program from the ground up: the five pillars, the Customer Identification Program, and CDD with beneficial-ownership at the 25% threshold (31 CFR Chapter X).5 min read
  13. 13SARs, CTRs, and RecordkeepingNail the reporting thresholds and timing the exam tests precisely: CTRs over $10,000, structuring red flags, SAR filing rules, confidentiality, the safe harbor, and the no-tipping-off rule.5 min read
  14. 14OFAC and SanctionsSanctions compliance is strict-liability. Learn SDN screening, blocking versus rejecting, the 50 Percent Rule, and how to build an OFAC program that survives examination.5 min read
  15. 15RESPA and Reg XMaster Section 8's anti-kickback rule, mortgage-servicing transfers and escrow limits, error resolution, and loss-mitigation protections under Regulation X (12 CFR 1024).5 min read
  16. 16Expedited Funds Availability and Reg CCLearn when deposited funds must be available, next-day items, exception holds, and the Check 21 framework. Reg CC (12 CFR 229) rewards careful business-day counting.5 min read
  17. 17FCRA, Reg V, and Reg FFCover permissible purpose, the adverse-action and risk-based-pricing notices, furnisher accuracy duties, and the FACT Act's Red Flags identity-theft program under Regulation V (12 CFR 1022).5 min read
  18. 18Fair Housing, FDCPA, SCRA, and the Military Lending ActFour protective statutes in one lecture. Distinguish Fair Housing's protected classes, FDCPA collection limits, the SCRA 6% cap on pre-service debt, and the MLA's 36% MAPR cap, a frequent exam distinction.5 min read
  19. 19GLBA Privacy (Reg P) and Information SecuritySeparate privacy from security cleanly: Reg P notices and opt-outs, the affiliate-sharing line under FCRA, and the GLBA Safeguards Rule's written information-security program (12 CFR 1016).5 min read
  20. 20Reg O Insider Lending, Reg W, and Interstate BankingLearn the safety-and-soundness rules: Reg O insider-lending limits and board approval, Reg W's 23A/23B affiliate-transaction limits, interstate branching, and FDIC advertising requirements.5 min read
  21. 21The Ancillary Cluster: E-SIGN, Reg M, Reg D, TCPA, CAN-SPAM, and MoreDomain 2's ancillary rules reward recognition over depth. Learn the one-line trigger for each, E-SIGN, Reg M leases, Reg D, TCPA, CAN-SPAM, and FDIC insurance, so you can route any fact pattern fast.5 min read
  22. 22CMS Part 1: Governance, Oversight, and Risk AssessmentThe compliance management system is a full quarter of the exam. Learn board oversight, reporting and escalation, the three lines of defense, and the compliance risk assessment that drives the whole program.5 min read
  23. 23CMS Part 2: Program ComponentsMaster the five program components: policies and procedures, training, complaint management, third-party risk, and risk-based monitoring, plus the key monitoring-versus-audit distinction.5 min read
  24. 24CMS Part 3: Managing Regulatory ExpectationsCover issue management with validated closure, independent third-line audit, regulatory change management, and the examination lifecycle from MRAs to enforcement actions.5 min read
  25. 25Exam Day: Strategy, Timing, and Final ReviewConvert knowledge into a score. Learn to pace 200 questions across four hours, attack application questions with elimination, run a domain-by-domain final check, and walk in with the right mindset.5 min read

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